
Nine spreadsheets I built and use with real investor clients. Run the numbers on a deal in about five minutes, before you tie up earnest money on something that was never going to cash flow.
Run the ratio lenders actually use before you make an offer.
See the real max price your income and reserves support.
ARV, rehab, holding costs and your true profit on exit.
Underwrite 2–4 units and small multifamily line by line.
Track every property so tax season takes an afternoon.
The full flip workflow in one sheet, start to sold.
The net worth page lenders ask for, already formatted.
To quickly calculate how much equity you have in a property.
To help you check five numbers before buying a rental property to see if it's a good deal.
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*Represents deals that closed without 3rd party issues like title or appraisal
Ben Stef, NMLS #2018674, Loan Officer with NEXA Lending, NMLS #1660690, AZ License #AZBK-2006218. Equal Housing Opportunity.
The views, opinions, and strategies expressed on this page are those of Ben Stef individually and do not necessarily reflect the views or opinions of NEXA Lending. This content is for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Please consult your own financial, legal, or tax advisor regarding your specific situation.
These calculators are educational tools only. Outputs are illustrative estimates based on the figures you enter and are not a commitment to lend or an offer to extend credit. All loan programs, rates, terms, and figures are subject to change without notice and are not guaranteed until a full application is submitted and underwritten. Loan approval is subject to credit approval, income and asset verification, property appraisal, and other underwriting requirements. Not all applicants will qualify for all programs; actual terms may vary based on individual circumstances.
NEXA Lending | NMLS #1660690 | AZ License #AZBK-2006218 | For licensing information, visit nmlsconsumeraccess.org
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